He was not an employee, but had an office in the headquarters of three major insurance companies. The doors simply read STEVE JAMES and gave no title. He didn’t need one. His reputation for solving insurance fraud cases spoke for itself.
A new case brought James to Southland Insurance in Atlanta. No one gave notice to the thin gray haired man wearing cackles and a white shirt who walked in and disappeared into his office. The lack of notice gave Steve the time he needed to sort the claims and read details.
He found his office full of banker boxes stacked four and five high. The summary sheet read: 125 cases of auto injury claims, 51 unclosed. Location Charlotte. Assignment get open claims closed, investigate potential fraud.
Classic claims fraud cried out from every box and file he reviewed. James thought to himself, the age old auto rear end and side accident (cappers).
All the claims involved minority claimants (all Asian), the same two or three doctors and one attorney firm involved in…

WHERE THE DOLLAR STOPS - parked art series

Family Dollar is an American success story, which grew into a 8,000 location variety store. It was founded in 1959 by a 21 year old named Leon Levine in Charlotte NC.
After growing to over 1,000 stores, the company went public and began competing with Dollar Tree and Dollar General. A giant battle for the consumers insatiable appetite for merchandise priced at $1 ensued. Growth continued with the company joining the ranks of the Fortune 500 largest.
The success did not go unnoticed. Various takeover attempt were launched by Nelson Peltz and others. Carl Icahn eventually won 9.4% of the company in early 2014, demanding that it be sold to the highest bidder. Half way through 2014, 22% of the company was in the hands of raiders seeking a profit from its sale. By the end of the year, the rival giants of Dollar Tree and Dollar General both offered competing bids for the firm.
A titanic battle of corporate dollars and egos ensued until in 2015 Family Dollar announced it had accepted Dollar Tre…


The excitement of the new business year always carried me for awhile. Until a few hints of spring like weather would turn me. Turn me toward my car, the adventures of the high desert and the want of the road unknown…

David Young


Laundromats are unique icons in the American landscape, often housed in single purpose buildings with flashing facades. I have always had a fondness for them. 
Forty years ago, I found myself in Billings Montana on a business adventure. My apartment had no washer and dryer. So on a cold Montana day, I found myself in the Family Style laundromat. In walks this beautiful redhead. The same one I had noticed at a business event the night before. Summoning my courage, I introduced myself. Her name was Kathleen. Now forty years later, we are still doing our laundry together. This time though it's in our lovely home near the Catawba River in the Carolinas. Yes, I have a fondness for laundromats.
The first laundromat opened in 1934 in Fort Worth, Texas. The industry rapidly grew with the urbanization and increased dense living. At its zenith the industry produced revenues of $5 billion a year. However, in recent years, the destiny of the industry has declined with revenue dropping as much a…


The year passed slowly, filled with too many memories and sadness. Left alone in our home, the blahs of the suburbs weighed on me, something I felt long before finding myself alone. 
I decided to move into the heart of the city. Gleaming hi rise apartments awaited, nestled with eateries, bars, a gym and the largest mall in the city. I would make use of them all. Well, the gym part only lasted a month. Walks in the mall, especially in the cold months became my exercise.
The mall huge and warm, offering the glitter of bright storefronts and buzz of people watching, much needed by my spirit. Life began clicking back into my soul. Sprinkled around the mall were comfortable seats. Even in the poorer store sections of the mall, the seats were plush. I made use of them all, respites from my supposed mall exercise program.
I found myself picking subjects to watch. One day it would be how people walked, another what they were wearing, how people looked, how many were talking on their cell phones,…


Clubsters are always waiting for the next party, dance and most of all romance. That can mean anything from love to lust and all the mischief in between. If there is not a party nothing is happening, just waiting. 
Some our romantics, some just there for drink and song, some with plans, some left at home or alone with thought and some are always gamers.

Clubsters they are one and all…

Music "No Secret" by Bill Shostak

No Secret Exzel Music Publishing (
Licensed under Creative Commons: By Attribution 3.0


Between projects, you can feel like you are walking through the mundane of life. In that wandering, you see random sightings of images that catch you eye and intrigue your searching mind. Most are part of everyday life, some delight and some not. All are welcome breaks from what can seem like sameness everywhere.
You think about new projects and art with these images. Many though just remain buried in your photo library. They never all quite fit together, remaining like a large folded blanket where the edges are never perfect. 
Still they can be enjoyed for what they are, just the random sightings.

David Young